Credentialing Limbo: The 90-to-120-Day Insurance Wait That Breaks Therapy Practices Before They Open
A fully licensed therapist can wait 90 to 120 days for an insurance company to let them bill, even when nothing goes wrong. That wait quietly breaks new practices, thins networks, and explains why your new therapist can't take your plan yet.
Jul 06, 2026 Matthew Sexton, LCSW