Why Your In-Network Therapist Costs More to See Than Your In-Network Cardiologist: Mental Health Reimbursement Rates Run 22% Below Medical and Surgical Pay
Inside the same commercial plan, medical and surgical office visits pay clinicians 22% more than mental health visits, and 70% more at the top of the range. That gap is why your cardiologist takes your card and your therapist has a waitlist.
Jul 06, 2026 Matthew Sexton, LCSW