What the No Surprises Act Actually Does (and Doesn't Do) for Mental Health Patients: 1.2 Million Disputes Later

The No Surprises Act shields you in the emergency room and puts a self-pay therapy price in writing. It does not cap the bill when you choose an out-of-network therapist, which is how mental health care usually goes out of network. Meanwhile, 1.2 million billing disputes hit the system in the first half of 2025 alone, per Georgetown CHIR.